Needs Analysis and
Financial Budget Calculator




  • How much is your monthly income?
    e.g: basic salary
  •         monthly
  •         yearly
  • How much do you and your family spend every month?
    e.g: electricity & water bills, food, petrol, shopping and others
  •         monthly
  •         yearly
  • How much outstanding debt do you currently have?
    e.g: housing loan, car loan, credit card and others
  •         
  • How much life insurance coverage do you currently have?
    e.g: insurance or takaful amount you will receive if you pass away
  •         
  • How many years does your family need to be supported in the event that you pass away?
    Life insurance is meant to support your family in the event that you pass away. If you pass away, you may want to ensure you leave behind enough financial support to get them through the next 10 years (for example).
  •         years
Your financial budget is RM per year
Your recommended additional life insurance coverage needed is RM
Now that you know your financial budget and how much more life insurance coverage you need, why don't you check out our PRUdirect protect plan which you can instantly buy online?
Alternatively, you may want to Find An Agent to assist you.
Disclaimer: This calculator only provides an estimate of your budget and recommended additional life insurance coverage based on the information entered